We provide due diligence services for investors to leverage private money safely

You want to lend your money and put it to work for you, but you don't know who to trust.

Don’t trust, Verify.

Our methodology employs the most comprehensive data available to provide third-party verification of claims.

Our Services

Video: Overview of the process and pricing.

  • 1:1 consulting to assist with deal structure, exit strategy, or surface level due diligence discussion. No reports or products are produced as a result of these discussions.

  • Qualitative and quantitative analysis of the property, the person and the proof. Records checks (listed below) and verification of assets, education, background, and experience are presented in a report for full-scope due diligence considerations if you choose to move forward with your deal. Recommendations for risk mitigation in deal structure, borrower performance, and contractual protection is included so investors can make informed decisions with confidence.

  • This is both a product and consultative service. Think of it as a real estate investor’s third-party verified CV and educational process to ensure you know how to secure and protect your lenders while making money. This is for all investors; borrowers, lenders, potential partners.

  • Associations

    Asset Verification

    CSI National CrimeSweep

    Criminal Record Database Search (10 year Search)

    CSI National Judgment

    Lien

    Bankruptcy

    Database Search (10 year Search)

    Felony/Misdemeanor

    Criminal Conviction

    Search at County (10 year Search)

    Civil Record Search at County (10 year Search)

    Federal Court Pacer System Criminal Conviction Search (10 year Search)

    Federal Court Pacer System Civil Record Search (10 year Search)

    Federal Court Pacer System Bankruptcy Record Search (10 year Search)

    CSI National CrimeSweep Sex Offender Database Search (10 year Search)

    State, Federal, and Judgment Liens Search (Pending Liens)

    Professional Licensing / Certification

    Verifications and Violations Search Global News Article Media Search (Negative News)

    Social Media Background Check

    Associated Business Search KYC

    Fraud and Abuse Search Sanctions and Watchlists (80+ Countries & 1400+ Sources)

    Exclusions, Debarments, and Blacklists OFAC Sanctions List Search Politically Exposed Persons Search (1.3 million+ Records)

    National Organization Debarment Search (OIG, GSA)

    Federal Securities & Self-Regulatory Organization Search (SEC, FINRA, NFA, CFTC)

  • Informed Investor Program to take lenders from analysis paralysis to loan origination. Course modules, workshops, templates, frameworks, and more to enable lenders to SAFELY leverage their funds.

Have A Deal to Vet?

We help private money lenders vet the deal, the person, and the information. Take a methodical approach to your lending decisions.

Don’t just trust - verify.

  • The Deal: Structural analysis, security instruments, and comprehensive assessment of the terms, timeline, risks, and potential returns.

  • The Person: Background, education, and experience assessment relevant to the deal.

  • The Information: Asset verification, background and records checks.

  • The Price: $2400

  • The Timeline: 2 weeks

Investor Passport

We help investors present their background, education, and experience as a transparent professional in the industry for potential partners and lenders.

Don’t just tell people you’re legit - show them, like these clients.

  • Investor Passport: Third-party verified resume that presents the investor’s background, education, experience, assets, and criminal records checks to provide proof of your qualifications and reliability.

  • Experience: No matter your experience, this consultative process is designed to enhance your offering.

  • The Price: $2400

  • The Timeline: 1 month

1:1 Consulting Due Diligence

Have a custom need? Please fill out the form below to engage in limited scope due diligence services with a team member.

  • Options: Whether proactive, reactive, records checks live or pre-recorded we are here to serve your needs.

  • Price: $400-$1200 1 hour (details in form)

  • Timeline: Select in form below.

Records Checks Only

Liens, judgements, bankruptcy, criminal records, addresses, associations, assets, and more…

  • Options: Live exploratory call or an email with any derogatory findings.

  • Price: $350-$1200 1 hour (details in form)

  • Timeline: Select in form below.

  • Results: Leverage for defaulted borrowers, location identification for ghosting partners, asset identification and more.

Meet the Team

Melissa Palmer

Due Diligence Director

Melissa served as a Special Agent in the Air Force, where she refined her skills conducting criminal federal investigations. In her civilian role, she delved into research for the Department of Defense and Middlebury Institute as a Behavioral Research Scientist, nurturing a research-based, data-driven mindset that now underpins every due diligence inquiry. As a Creative Finance Consultant she worked on dozens of transactions nationwide and dozens more as a transaction coordinator witnessing both successes and pitfalls in private money lending. Recognizing the crucial need for meticulous due diligence and fraud prevention she’s shifted to dedicate herself to bridging this gap in the industry.

Hélène Caniac

Certified Fraud Examiner

Hélène brings over nine years of experience to the team. She's managed 300+ fraud investigations as a Special Agent in the Air Force, resulting in convictions, debarments, and recoveries exceeding $280 million. Hélène's expertise in analytical thinking, communication, and cognitive interview techniques were honed through research at the Naval Post Graduate School, training at the Federal Law Enforcement Training Center, and field experience as an investigator. She brings invaluable skills to the industry and the fight against fraud.

Kayla Lussier

Due Diligence Analyst

Kayla has served as a nurse practitioner for nine years, expanding her practice into integrative medicine in 2021. Years of analyzing problems and finding solutions for each unique patient prepared her to find creative solutions in the real estate industry. After completing multiple mentorships for investing and lending, Kayla became a private lender in 2022 and funded over a dozen private loans. She is currently building an app to help private lenders lend safer and wiser for the benefit of all investors. Reading people and helping them has been a joy in both medical practice and the real estate industry. Through consultations for medical conditions or lending strategies, Kayla’s greatest goal is to help people get where they want to go and become their highest self.

In Action

  • Background & Credit Checks

    Investors conduct income verification, background and credit checks for tenants to live in a property for a few hundred dollars a month of cash flow. This is a critical step for borrowers and lenders to partake professionally in private money activities.

  • Project Feasibility

    We thoroughly assess your project's alignment with your goals and real estate strategy, providing clarity on its potential while assessing the scope, timeline, professional expertise, and team dynamics.

  • Interviews

    Following records checks, property analysis, and deal structure evaluation, conducting and documenting interviews informed by the data found, and any gaps or questions for further verification with potential borrowers, buyers, or partners becomes crucial. These interviews provide a deeper understanding of their intentions, capabilities, and alignment with the investment opportunity.

  • Property Analysis

    This surface-level equity evaluation, and napkin underwriting serves as a second set of eyes on the property comparative analysis considering the property condition, income potential, maintenance, and debt service.

  • Deal Structure Analysis

    Property, timeline, terms, potential return, and risk factors to assess in the deal as presented. It involves analyzing the financial, legal, and operational aspects of a deal to determine its feasibility and alignment with investor goals.

Not Seeing What You Need?

Book a paid 1:1 for custom requests.